Indcap India

Our Resource Raising service involves matching client objectives with the financers. The process involves an analysis of our client�s needs and requirements before identifying financing options and sources; formulating strategy to align client objectives with that of the financier; approaching the financier with the proposal, and finally undertaking the deal structuring and conducting negotiations. Several products facilitate companies to meet their funding requirements, as companies require funds for long term and short-term purposes in the form of debt, equity, hybrid or securitization.

We can raise resources through:

Debt

Equity

Hybrid

Securitization

Debt .

We offer various products to raise resources through Debt. Through our keen market understanding and vast experience we are able to recommend and arrange the optimal product suited to the clients needs.
1.	Term Loan � Term loans can be arranged for new project, expansion or asset acquisition at most competitive rates. We prepare the detailed project report along with all documents required for bank financing. In addition we also help in induction of the funds
2.	Foreign Currency Loan � Low cost foreign currency loans can be arranged for exporters/ importers through varied routes
3.	External Commercial Borrowing � ECBs are permitted by the Government of India as a source of finance for Indian companies wanting to expand existing capacity, as well as for fresh investment
4.	Working Capital Loan � Indcap facilitates Operating Term Loans for working capital used to enable a retail, service or manufacturing business to purchase raw materials; retail or parts inventories; process or promote these; and pay monthly expenses including principal and interest on outstanding term loans, wages and salaries, rentals, leases, utilities, etc.
5.	Trade Finance � Trade financing consists of a series of financial services to facilitate the export (or import) of various equipment and services. At Indcap export financing includes a range of financial and risk management services, including:
	i.	Export credit insurance
	ii.	Guarantees
	iii.	Working capital
6.	Debentures � Companies sell bonds when they want to borrow money to grow and expand. They promise to pay your money back on a future maturity date and pay interest in the meantime. There are different kinds of corporate bonds. Some are secured by specific assets, which you can seize if the company fails to pay interest or return the original principal amount when the bonds mature. Others that aren't secured are called debentures. They are merely a promise to pay you and are the most common corporate bonds. They're backed by the credit of the issuer, rather than by any specific assets
7.	Commercial Paper (CP) � CP Placement is carried out for rated corporates wishing to raise short-term low cost debt. A commercial paper refers to rupee denominated, short-term, unsecured negotiable promissory notes with a fixed maturity, issued by well rated companies generally sold on a discount basis. Rating assistance for the same is also provided.

Equity .

At Indcap, we deploy teams of technical and functional experts � nationally or internationally, who are empanelled with us, to furnish regulatory and compliance obligations related to a Public Issue. We manage as well as provide strategy for raising resources through the equity via:
1.	Public Issue
2.	Rights Issue
3.	Private Placement
4.	Preference Shares
5.	Global Depository Receipts/ American Depository receipts (ADR/GDR)

Hybrid Instruments .

Indcap also provides Financial instruments that possess, in varying combinations, characteristics of forward contracts, futures contracts, option contracts, debt instruments, bank depository interests, and other interests. These instruments provide solutions to some special needs of our clients. Some of the products offered by us are:
1.	Convertible Debentures � A type of debenture which entitles the holder a right to convert the debenture into the issuer's common stocks at a specified time, conversion ratio, and other conditions. Like other debenture holders, the holder of a convertible debenture is ranked as a creditor of the company. After conversion of the debentures into common stocks, the holder will become a shareholder of the company
2.	Foreign Currency Convertible Bonds (FCCB) � Bonds issued in accordance with this scheme and subscribed by a non-resident in foreign currency and convertible into ordinary shares of the issuing company in any manner, either in whole, or in part, on the basis of any equity related warrants attached to debt instruments. "Issuing company" means an Indian company permitted to issue Foreign Currency Convertible Bonds or ordinary shares of that company against Global Depositary Receipts

Securitization .

We also assist in arrangement of finance not only against mortgages but also against securitization of future receivables, stock, etc. This refers to the process of imparting liquidity to highly illiquid assets. The securities are usually liquid, negotiable and highly rated. They include bonds, floating rate notes and commercial papers. The securities are designated 'asset backed securities' as each security is backed by a specific pool of assets rather than being a general corporate obligation of an issuer.
1.	Future Receivables Financing � This involves repackaging of future cash flows from advances into securities and issuing them to the investors. In the process of enhancing liquidity, securitization also reduces the interest rate exposure for the financial intermediary since risk associated to rate fluctuations is eliminated.
2.	Asset Backed Securities � An ABS is constructed by packaging together a group of securities and then issuing a new security whose purchaser has a claim against the cash flow generated by the original package. This process is known as securitization. Asset-backed securities are debt securities backed by the collateral (the security) of a pool of ring-fenced assets